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Additional third-party costs may be applied by the Player's credit card company and/or the card associations and as such ...Closing credit card accounts can have an adverse effect on your credit score, mostly because it decreases your credit utilization. Keeping cards open, even when they are barely in use, can be beneficial because it keeps your history of payment and age of the oldest credit account positive.Credit cards are supposed to report to the big three credit bureaus (Experian, TransUnion, and Equifax) for ten years after they are closed, so your closed, unwanted credit cards should continue to help your FICO scores for ten years. My advice is to (properly) close all your unwanted credit cards. first american warrantyClosing your credit card account is an important decision. We'd like the opportunity to speak with you if you have time. 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